We are a Competitive HARP Rate Lender

We are a Direct HARP 2.0 Mortgage Lender offering fantastic rates! We provide low rates for Fannie Mae & Freddie Mac Conforming Loans, regardless of the value of your home, and possibly without needing an appraisal.

We are able to refinance Fannie Mae & Freddie Mac Conforming Jumbo Loans with NO Loan to Value and NO PMI Mortgage Insurance. At LoanLeaders of America, we are making Home Affordable Refinance Program easy to qualify and even easier to close with our fully staffed processing department. HARP 2.0, HARP 2 2012, HARP 2 Refinance, HARP 2.0 Loans, HARP 2.0 Refinance Loans,HARP 2

Get a quick quote today!
Or Call (888) 834-1988 to Chat with a HARP 2.0 Loan Advisor!

HARP 2.0 2012 Refinance Program

We are the industry leader in HARP 2.0 2012 Mortgage refinancing we have the New 2012 HARP 2.0 Home Affordable Refinance.

If you currently have a Fannie Mae or Freddie Mac Loan and you had it before May 2009, we can refinance your mortgage to a new LOWER RATE regardless of your home's value or your FICO Credit Score.

Key Features of HARP 2.0
  • HARP 2.0 Loan Refinance Programs are now extended through 2014.
  • In order to be eligible, loans must have been purchased by Fannie Mae or Freddie Mac by May 31, 2009
  • Unlimited Loan-to-Value ratios (currently, there is NO Max Loan to Value.)
  • Fees waived for borrowers that choose to take on shorter term mortgages during the HARP 2.0 refinance (some people wish to go from a 30 Year Fixed to a 20 Year Fixed, for instance.)
  • To qualify, you must be current on your mortgage for the last six (6) months, and have no more than one (1) late payment over the past year.
  • In most cases, we DO NOT need an appraisal.
  • Does NOT matter what your home value is!

More Options. Less Hassle.

We offer all types of Mortgage Loan Programs and loans for all kinds of borrowers and credit situations, even if you are upside down on your mortgage and owe more than your home is worth

We offer the following Mortgage Loan Programs and options:
  • 10, 15, 20, and 30 Year Fixed-Rate Loans
  • 3, 5, 7, and 10 Year Adjustable Rate Mortgage Loans
We can go over 125% Loan-to-Value, which most lenders normally stop at. We don't care what your loan-to-value is with NO Appraisal Required! We are confident that our HARP 2.0 Refinance options are financial beneficial for our customers.
Get a quick quote today!
Or Call (888) 834-1988 to Chat with a HARP 2.0 Loan Advisor!
Bad Credit? We Can Help!
If you have bad credit and a low FICO score it doesn't matter! As a direct HARP Mortgage lender, we are able to offer many options to help refinance your current mortgage loan and lower your mortgage rate.
NOTE: If you have had a Short Sale or Foreclosure in the last 5 years, you do NOT qualify for HARP 2.0.
We want to lower your interest rate with a NEW 2012 HARP 2.0 Mortgage Refinance so call and talk to one of our knowledgeable HARP 2.0 Mortgage Bankers. We are more than happy to discuss your HARP 2.0 loan options with you.
Get a quick quote today!
Or Call (888) 834-1988 to Chat with a HARP 2.0 Loan Advisor!