Most, if not all of the above described programs can be utilized even if a borrower does not have perfect credit. In these cases, the rates will be higher and LTV's allowed will be lower. Most lenders have special divisions specifically created for the marketing and sales limited programs as incentives, when they recognize an area where there is a need.
We specialized to help customers with imperfect and bad credit. This may be your golden opportunity to re-establish your credit and recover from overwhelming debt or consolidate your high interest debt in one easy, a low interest monthly payment, or buy a new home with low interest rate with poor or imperfect credit. We take exceptional pride in helping homeowners repair their credit and putting them on the golden road to recovery.
Even if you have been turned down for a home loan before, or you do not think that you can qualify - We can help you even if you fall under categories like late payments, no credit, collection accounts, unemployment or laid off, turned down by a bank, judgments, liens, and charge offs.